Your Medicare Partner for Life.

For 22 years, I've helped New Jersey seniors navigate Medicare with confidence, meeting clients face-to-face, in their own homes, not over the phone. Serving Ocean County and the greater Toms River area, I'm with you before you enroll and every year after.

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Medicare Advantage

Medicare

Advantage

All-in-one coverage for health, prescription drugs, and extra benefits, explained clearly so you know exactly what you're getting.

Get started.
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Medicare Part D

Medicare

Part D

Prescription drug coverage built to keep your medication costs manageable and predictable.

Cover Prescriptions
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Medicare Supplements

Medicare Supplemental

Coverage that fills the gaps in Original Medicare, reducing your out-of-pocket costs and giving you more predictable healthcare spending.

Fill the gaps.
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PAAD Program

Medicare Supplemental

Prescription assistance for eligible New Jersey seniors and disabled residents, helping lower the cost of your medications.

Lower Costs

Turning 65 in New Jersey? Start Here.

If you're approaching 65 or new to Medicare, the number of decisions can feel like a lot at once. I walk New Jersey seniors through each step, in plain language, with no pressure to decide before you're ready.

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About us

22 Years of Direct, One-on-One Medicare Guidance

Choosing a Medicare plan can feel overwhelming, especially with so many options and no clear starting point. I've specialized in Medicare planning since 2004, and I built Findlow Insurance in 2009 to give Ocean County seniors a single, trusted point of contact instead of a call center.


As an independent agent, I work across multiple carriers to find the plan that actually fits each client, rather than being limited to one company's offerings. I also hold UnitedHealthcare's Premier Platinum status, a designation reserved for the top 1% of agents nationwide for production, service, and compliance, so the guidance you get is backed by a level of accountability few agents are held to.



Every client meets with me face-to-face, often right at their kitchen table, and stays in touch with me directly for as long as they're on their plan.

Connie

Paul has been handling our Medicare plans for the last couple of years (also our financials) Always a pleasure. Returns calls and always works with your schedule for an in person meeting (and is always on time!)
Paul is very knowledgeable and he makes understanding medical insurance easy to understand and helps you find a reliable and cost-effective program to fit what you need.

Mary A.

Paul is very knowledgeable and he makes understanding medical insurance easy to understand and helps you find a reliable and cost-effective program to fit what you need.

Patt C.

Paul was excellent explaining the difference in insurance plans. He guided us to pick the best plan for each of us. My husband has the plan best for him and I have another plan that was best for me.

Nancy D.

Paul knowledgable and helpful

Robert P.

Great to work with always very available to answer all our questions.

Angela G.

A few years ago Paul came to my home and pointed out which supplemental insurance would best suit me and my husband which I took his advice and he set up the plan for me united health plan. Not an advantage plan. My husband was in the hospital for 7 months and very very sick. He passed away 6/27/24. Now the bills started rolling in. OMG over 600 pages of bills. Well over a million dollars. You’re wondering how much I had to pay out of my pocket? $50.00! That’s it. Thanks to Paul for his advice I wasn’t left financially broken. My advice: Listen to Paul’s advice. Thank you Angela

Doris T.

Always rcvd a response to any inquiry I have had and referred a friend who was pleased with Paul Findlow for his time and knowledge

Rubina K.

Paul Findlow was a great help to my husband and myself always returning calls and answering our seemingly endless questions. Paul is very knowledgeable and personable would highly recommend Findlow insurance.

Talat S.

Started my Medicare and supplement plan after a long discussion and advice from Paul , not only he came to my house to help me out with picking up the right plan for me , he answered all my questions with utmost patience. He also has helped number of my family members and friends. Thank you so much Paul Findlow

Pamela F.

After working with Paul I have no concerns about my medical. I found him to be very knowledgeable. He responds to calls and displays state of art professionalism.

Maureen E.

Always prompt in responding to any question I have and always available.

Vincent S.

Paul is always available to help and answer any questions

Debbie D.

Paul is wonderful to work with. Extremely helpful.

Lise T.

Paul is always a Great agent!!

Linda T.

Paul is very knowledgeable, helpful and quick to respond back to you. He’s easy to talk to and I highly recommend him.

Lise T.

We’ve had Paul helping us for years. We would never change-he knows everything we we need to know; he’s always pleasant and available.

Susan G.

Paul Findlow is extremely knowledgeable and professional. He is always available when I have questions about my policy. I appreciate him and I have recommended him to several people who feel the same.

Roy S.

Very helpful and up-to-date Always checking up to see if things are going well

Lise T.

Paul Findlow has done 100% well for me over the years - and now the same for my husband.

Robyn O.

Always checks in and is available to talk

Diane A.

Paul has always been helpful and makes sure we have the best coverage. I have recommended him to some friends who have also been pleased with his help

Rochelle W.

Always gives professional service and good advice. Thank you Rochelle Wheeler Manchester, NJ

Dot V.

Very helpful with my finances; very understanding and polite

Anthony D.

Great professional who follows up. We are so glad that we utilized Paul for our health insurance.

Maureen C.

I started working with Paul after I retired in 2023. He has guided me through the process of choosing supplemental insurance with patience and honesty. Contact Paul for assistance

Michael B.

Knowledgable inurance Professional. Would highly recommend.

Regina B.

He was very helpful.Got me the best plan ever saved me a lot of money.I highly recommend him.

Connie

Paul has been handling our Medicare plans for the last couple of years (also our financials) Always a pleasure. Returns calls and always works with your schedule for an in person meeting (and is always on time!)

Mary A.

Paul is very knowledgeable and he makes understanding medical insurance easy to understand and helps you find a reliable and cost-effective program to fit what you need.

Serving Ocean County and the Greater Toms River Area

Medicare is only part of planning for retirement. I also help clients with life insurance, long-term care coverage, and annuities so every stage of your financial future is covered.I meet with clients face-to-face across Toms River, Manchester, Brick, Lakewood, and the surrounding communities, extending into parts of Monmouth, Burlington, and Atlantic counties. Wherever you are in the area, I'll come to you.

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Other Ways I Help

Protecting Your Future Beyond Medicare

Medicare is only part of planning for retirement. I also help clients with life insurance, long-term care coverage, and annuities so every stage of your financial future is covered.

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Life Insurance

Customizable life insurance plans that protect your loved ones and give you peace of mind.

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Long-Term Care

Coverage that helps protect your savings and quality of life if you ever need extended care.

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Annuities

A reliable way to grow and protect your assets, with a steady income stream for retirement.

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Life Insurance

Protect your loved ones with customizable life insurance plans that provide peace of mind for the future.

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Long-Term Care

Cover the costs of long-term care needs, ensuring you can maintain your quality of life without financial strain during periods of extended assistance.

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Annuities

Annuity options offer a reliable way to grow and protect your assets, providing a steady income stream for a secure financial future.

Explore, Travel, and Stay Protected

GeoBlue Partnership

Voyager – Single Trip Coverage

Ideal for one-time adventures, the Voyager plan offers comprehensive international medical insurance—from leisure vacations to business trips.

Get a Quote for Voyager

Trekker – Annual Multi-Trip Coverage

If you're a frequent traveler, the Trekker plan provides reliable protection for an unlimited number of global trips within a 364-day period.

Get a Quote for Trekker

GeoBlue Travel Insurance Hub

Compare single trip, multi-trip, expatriate, student, missionary, and group plans—backed by GeoBlue’s global network and trusted service.

GeoBlue Travel Insurance
IN THE NEWS

Read up on the latest changes.

Explore our timely takes on the state of Medicare and the health insurance industry, so you can make the best of your golden years.

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Ready to take the next step?

Your peace of mind is just a click or call away. Reach out to us today and let's start planning for your future together.

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